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Money Market Accounts

Be Rewarded with Growth!

Do you carry a larger checking account balance, but don’t earn as high an interest rate as you deserve? Our Money Market account provides a better way to grow your higher balances to make your money work for you.

We have Business Money Market accounts available, too. 

Premium Money MarketInterest RateAPY
$.01 - $2,499.99.150%.15%
$2,500 - $24,999.99.150%.15%
$25,000 - $49,999.99.150%.15%
$50,000 - $74,999.99.150%.15%
$75,000 - $99,999.99.150%.15%
$100,000 - $249,999.99.250%.25%
$250,000 - $499,999.99.300%.30%
$500,000 - $999,999.99.400%.40%
$1,000,000 - over.995%1.00%

APY = Annual Percentage Yield.  A $2,500 minimum opening deposit is required for our Money Market account. You must also meet the $2,500 average daily balance requirement to avoid a monthly service charge of $8.00.  Fees may reduce earnings.  for tiered rate accounts, the APY for the highest tier for which there is a balance is paid on the entire balance of the account.

Advantages of a Money Market Account

  1. Interest rates are tiered. The higher your account balance, the better chance of breaking into the next tier for a higher interest rate and more growth.
  2. Your funds are easily accessible, meaning you’re never left in a bind if you need to transfer money from your Money Market account. However, there are limits to the number of transactions you can complete every statement cycle.*
  3. You can access your Money Market account for free using Online Banking, Mobile Banking, and our Telephone Banking system.
  4. You receive free use of eStatements and Night Depository services, and receive check images for free.

In short: you get a great way to grow your money with the added benefit of our banking tools and services.

Call or stop by our offices in Warrenton, Marshall or Culpeper today to learn more or open your Money Market account.