Privacy Policy

Home Privacy Policy

Revised 9/13

FACTSWHAT OAK VIEW NATIONAL BANK DOES WITH YOUR PERSONAL INFORMATION
WHY?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:  

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
  • Transaction history
  • Credit history
  • Overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.

HOW?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Oak View National Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal informationDoes Oak View National Bank share?Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes—
to offer our products and services to you
YesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes—
information about your transactions and experiences
NoWe don't share
For our affiliates’ everyday business purposes—
information about your credit worthiness
NoWe don't share
For our affiliates to market to youNoWe don't share
For non-affiliates to market to youNoWe don't share

 

QUESTION? Call 540-359-7100 or go to www.oakviewbank.com.

What we do
How does Oak View National Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate
How does Oak View National Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Make deposits or withdrawals from your account
  • Give us your contact information
  • Make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your credit worthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Oak View National Bank has one affiliate but does not share information to market to you.
Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Oak View National Bank does not share with non-affiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include credit card companies

Privacy Policy - COPPA Privacy Statement

COPPA (Children's Online Privacy Protection Act) Privacy Statement

Oak View National Bank does not collect personal information from children.

Your security is important to us. Learn more about staying safe online.

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