Home Equity

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Cash In Courtesy of Your Home!

Not all money comes from your income or a traditional loan. Your home, your largest investment, can be a source of cash, too! Using either a home equity loan or line of credit allows you to use your home’s value to provide cash to be used for immediate or future needs.

 

Home Equity Loans- Lump Sum of Cash

A home equity loan is a great solution if you have an immediate, one-time need for cash. Tapping into the equity in your home, you receive a lump sum of cash based with a maximum based on the percentage of your home’s value less your mortgage. From there, you can use the funds for practically any need. Other features of our home equity loans include:

  • Quick and easy application process- apply now, visit an Oak View office or call 540-359-7100
  • Receive a competitive rate
  • Interest on your home equity loan may be tax deductible (please contact your tax advisor for more information)
  • Personal, local service- we make fast decisions on your application, underwrite the loan, service your loan and are here to help when you have questions

Apply for Your Home Equity Loan!

 

Home Equity Lines of Credit- A Line of Credit to Draw On

A home equity line of credit, or HELOC, is a suitable solution if you have recurring costs throughout the year or peaks and valleys in your cash flow. You have constant access to your line of credit; when you repay what you’ve borrowed, the funds become available again. Most importantly, you can use funds from your HELOC to cover nearly any expense. Other features of our home equity lines of credit include:

  • An easy application process- apply now, visit an Oak View office or call 540-359-7100
  • Receive a competitive interest rate on your HELOC
  • Interest on your HELOC may be tax deductible (please contact your tax advisor for more information)
  • Your repayment schedule is tailored to fit your budget and is based upon your usage
  • Personal, local service- we make fast decisions on your application, underwrite the loan, service your loan and are here to help when you have questions

Apply for Your HELOC!

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