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Savings, CDs and CDARS

Save Now, Breathe Easy Tomorrow!

Regardless of your stage in life, the ability to save money will always serve you well. At Oak View National Bank, we help you maximize your savings with various levels of savings accounts. Whether you’re saving to build up an emergency fund, for a vacation or for a child’s education, we’re here to help you achieve your goal.

Free Kasasa Saver

Save money automatically with free Kasasa Saver.  Link your free Kasasa Cash or free Kasasa Cash Back checking to Kasasa Saver and we'll transfer your cash rewards to this free account.  Watch your balance grow with Online Banking, Mobile Bank and eStatements.  See full account details.

Other account features include:

  • 3.00% APY* on all balances in your Kasasa Saver
  • 0.05% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fees
  • No minimum balance to earn rewards

Ready to get started? Open your free Kasasa Saver account online today!  It's easy, secure, and only takes a few minutes.  

OPEN YOUR ACCOUNT TODAY

*$50 minimum opening deposit is required to open.  APY = Annual Percentage Yield. Rates effective as of 9/21/2023. Kasasa Saver rate tiers are as follows: 3.00% APY applies to balances of $0-$50,000 with a rate of 2.96% and 3.00% APY applies to balances over $50,000 if qualifications are met during the monthly qualification cycle in Kasasa Cash or Kasasa Cash Back.  If qualifications are not met balances will earn 0.05% APY. Rates may change after the account is opened.  Fees may reduce earnings.  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions and purchases made with debit cards not issued by Oak View National Bank do not count towards qualifying debit card transactions. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Oak View Savings

The perfect account for anyone looking to start a savings plan! Oak View Savings offers an accessible way to save money with a low minimum opening deposit of $50. You can also access your Oak View Savings account via Online Banking, Mobile Banking and the Telephone Banking system for free. Other account features include:

  • Earn interest on your balances
  • $200 average daily balance requirement to avoid a service charge of $2.00
  • Six withdrawals per month*
  • Night Depository services available
  • FDIC insured to the legal maximum limit

Ready to get started? Open your free Oak View Savings account online today!  It's easy, secure, and only takes a few minutes.  

OPEN YOUR ACCOUNT TODAY

For additional information on fees and other account terms, please review our Truth in Savings disclosure and Schedule of Fees.
 

Oak View Youth Savings

Start your children off the right way with the Oak View Youth Savings account! The low minimum opening deposit ($10), no average balance requirement and no monthly service charge make this account ideal for young savers. Plus, Oak View Youth Savings accounts earn a competitive interest rate, including above market interest on the first $1,000. Other account features include:

  • Six withdrawals per month*
  • Free Online Banking 
  • Free eStatements
  • Free Telephone Banking  access
  • Night Depository services available
  • FDIC insured to the legal maximum limit

Stop by our offices in Warrenton, Marshall or Culpeper today to open your Oak View Youth Savings account!

For additional information on fees and other account terms, please review our Truth in Savings disclosure and Schedule of Fees.
 

Certificates of Deposit

Looking for long-term savings without the risk?  A CD from Oak View National Bank is your solution! Not only are your deposits protected by FDIC insurance, but they earn the competitive interest rate offered for the life of the term. And you can keep tabs on your deposit’s growth with free access to Online Banking and our Telephone Banking system. Other features of our CDs include:

  • Flexible terms ranging from 7 days to 60 months
  • CDs automatically renew upon maturity (10-day grace period applies)
  • Minimum opening deposit of $1,000
  • Night Depository services available

Check out our limited time CD specials here!

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Open online today!

Or, stop by our offices in Warrenton, Marshall or Culpeper today to learn more or open your CD account!

Early withdrawals may incur a penalty. Partial withdrawals are available. Interest may be withdrawn without penalty.

CDARS

Do you have a large deposit that you want to protect while it grows? The CDARS program at Oak View National Bank offers a protected avenue for deposits and growing large deposits over the FDIC insurance limits.

You make one deposit with us, and we take it from there. Your deposit is invested in multiple CD accounts at other institutions to earn CD-level interest. You sign one agreement, receive one rate and one statement while we take care of all the paperwork.

Stop by our offices in Warrenton, Marshall or Culpeper today to learn more about CDARS and if it’s the right solution for you.