Flexible Financing Options!
While a conventional home may not make you money, certain properties can provide a means to financial end. Farms and investment properties can provide payback for the initial investment. Oak View has the loan options to help whether you’re searching for a farm property or are looking to become a landlord.
Farm Property Loans
In-House Farm Loans
From small family farms to larger farm properties, our in-house mortgage options ensure you get the right financing in place. By servicing and owning the loans ourselves, we’re able to provide a more creative and flexible loan solution focused on meeting your exact needs.
- No minimum loan amount
- Flexible loan to value limits (subject to credit approval)
- Closing costs (Attorney, Appraisal, Title Insurance, Recording Fees, etc.)
- No escrow of hazard insurance, real estate taxes, etc.
- Loan applications are taken by Oak View apply
- We process the application and help you through the process.
Secondary-Market Farm Loans
Our partnerships with knowledgeable corresponding lenders expands the loan options and repayment terms we can offer you. These programs offer a wide range of long-term fixed rate loans that can meet your financial needs.
- We help you complete the appropriate application and work with you through the approval process.
- Your loan may be purchased the loan from us by the correspondent financial institution, but we can answer any questions you have about the loan.
Call or stop by any Oak View office in Warrenton, Marshall or Culpeper to learn more about the programs we have and how it can be a benefit to you!
Financing for Investment Properties
Have low rates peaked your interest in owning residential rental properties? If so, we offer mortgage opportunities tailored specifically for getting into residential real estate. Financing for investment properties can be accomplished through either our in-house mortgages or through secondary-market mortgages.
In-House Mortgages
Owning the loans means we can be more creative in structuring your loan to fit your financial needs. We also service your loan locally and are always available for questions.
- No minimum loan amount
- Flexible loan to value limits (subject to credit approval)
- Closing costs (Attorney, Appraisal, Title Insurance, Recording Fees, etc.)
- No escrow of hazard insurance, real estate taxes, etc.
Secondary-Market Mortgages
While we don’t own or services these loans, secondary-market mortgages offer greater options in rates than we can with our in-house loan options.
- Fixed rate mortgages and adjustable rate mortgages are available
- Closing costs (Attorney, Appraisal, Title Insurance, Recording Fees, etc.)
- Various private mortgage insurance (PMI) options available if needed
- Escrow of hazard insurance premiums, PMI, real estate taxes, etc.
- Optional rate buy-downs with discount points
- Pre-qualification available, at no cost to you, even before you start house hunting. Our pre-qualification letter may make your purchase contract more attractive to a seller.